SoFi vs. Marcus by Goldman Sachs: APR, Fees & Perks Compared

SoFi and Marcus personal loan comparison
SoFi and Marcus by Goldman Sachs are two leading no-fee personal loan providers. While both offer competitive APRs, they differ in rate ranges, borrower perks, and application requirements. This comparison will help you decide which lender best fits your needs.

Table of Contents

1. APR Comparison

SoFi: 5.99%–22.35% APR with autopay discount
Marcus: 6.99%–19.99% APR, no origination fee

2. Fee Structure

  • SoFi: 0% origination fee; no late fees with autopay
  • Marcus: 0% fees across the

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